Salient features
Available in PKR, USD, GBP, EURO & AED
Wide choice of tenors to suit your needs
Convenient profit payment frequency options to suit your cash flows
Non stop branch banking from 9 am to 5 pm (excluding Friday & Saturday)
Non stop branch banking from 9 am to 5 pm (excluding Friday & Saturday)
Access to more than 3600 ATMs of all banks, all over Pakistan through the 1-link switch
eStatement
24/7 Phone Banking
SMS banking
Free Takaful Coverage
Islamic working principle – difference from similar conventional product
The Emirates Global saving account is based on the Islamic concept of Mudarabah (Partnership). Under this arrangement the customer is the Rab-ul-maal (Investor) and the bank is the Mudarib (Fund manager). The deposit will be invested in profitable business ventures which are legal and Shariah compliant. The profit/loss will be shared as per a pre determined ratio. As fund manager the bank will be entitled to a part of the profit, whereas profit distribution amongst the depositors and the shareholders will be made according to the weightages assigned at the beginning of each month to their investments. Through this profitable partnership you can enjoy halal profits on your savings.
Eligibility criteria
Individuals (18years & old)
Sole Proprietor
Partnerships
Companies
Clubs / Societies / Associations / Trusts
Levies
Fees and charges will be levied according to the prevailing Schedule of Bank Charges, whereas taxes and Zakat will be applicable according to Government regulations and directives of State Bank of Pakistan.
